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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,151 | $49,025+71.6% | $87,502-3.8% | $62,881+33.8% |
| Participation rate | 77.8% | 64.9%+12.9pp | 73.8%+3.9pp | 69.3%+8.5pp |
| Annual return | 5.16% | 10.02%-4.9pp | 12.21%-7.1pp | 20.14%-15.0pp |
| Employer contribution / active EE | $0 | $1,372-100.0% | $2,550-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $4,096 | $2,289+78.9% | $3,149+30.1% | $3,203+27.9% |
| Admin fee / account holder | $14,833 | $4,065+264.9% | $4,221+251.4% | $4,296+245.3% |