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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,289 | $89,367-87.4% | $141,191-92.0% | $72,975-84.5% |
| Participation rate | 72.1% | 75.1%-3.0pp | 82.5%-10.4pp | 69.5%+2.6pp |
| Annual return | 21.01% | 111.87%-90.9pp | 71.41%-50.4pp | 81.01%-60.0pp |
| Employer contribution / active EE | $3,346 | $3,115+7.4% | $4,736-29.3% | $2,440+37.1% |
| Participant deferral / active EE | $2,816 | $5,419-48.0% | $6,710-58.0% | $3,608-22.0% |
| Admin fee / account holder | $7,019 | $5,957+17.8% | $10,264-31.6% | $5,124+37.0% |