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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,521 | $135,956-91.5% | $123,894-90.7% | $273,972-95.8% |
| Participation rate | 91.7% | 84.1%+7.6pp | 81.4%+10.3pp | 83.0%+8.7pp |
| Annual return | 1.82% | 56.63%-54.8pp | 47.52%-45.7pp | 41.46%-39.6pp |
| Employer contribution / active EE | $4,666 | $5,170-9.7% | $4,617+1.1% | $4,869-4.2% |
| Participant deferral / active EE | $3,309 | $6,343-47.8% | $5,984-44.7% | $5,287-37.4% |
| Admin fee / account holder | $7,973 | $9,817-18.8% | $8,357-4.6% | $10,133-21.3% |