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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $505,260 | $159,978+215.8% | $147,041+243.6% | $145,978+246.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 5.47% | 98.36%-92.9pp | 419.21%-413.7pp | 550.52%-545.0pp |
| Employer contribution / active EE | $5,933 | $5,288+12.2% | $4,935+20.2% | $4,662+27.3% |
| Participant deferral / active EE | $20,333 | $8,429+141.2% | $8,071+151.9% | $6,690+204.0% |
| Admin fee / account holder | $27 | $15,053-99.8% | $13,006-99.8% | $13,400-99.8% |