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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,367 | $114,119+211.4% | $107,187+231.5% | $138,895+155.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 15.93% | 273.21%-257.3pp | 204.55%-188.6pp | 145.39%-129.5pp |
| Employer contribution / active EE | $17,138 | $4,059+322.2% | $3,782+353.1% | $4,194+308.6% |
| Participant deferral / active EE | $16,365 | $5,538+195.5% | $5,096+221.1% | $6,396+155.9% |
| Admin fee / account holder | $16,174 | $10,024+61.4% | $9,162+76.5% | $12,562+28.7% |