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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,367 | $111,535+218.6% | $105,223+237.7% | $137,256+158.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 15.93% | 237.85%-221.9pp | 180.65%-164.7pp | 220.34%-204.4pp |
| Employer contribution / active EE | $17,138 | $3,939+335.0% | $3,689+364.6% | $4,156+312.4% |
| Participant deferral / active EE | $16,365 | $5,500+197.6% | $5,072+222.7% | $6,407+155.4% |
| Admin fee / account holder | $16,174 | $9,721+66.4% | $8,859+82.6% | $12,270+31.8% |