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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,389 | $113,338-65.2% | $94,993-58.5% | $147,586-73.3% |
| Participation rate | 87.5% | 78.0%+9.5pp | 73.9%+13.6pp | 82.8%+4.7pp |
| Annual return | 19.95% | 20.80%-0.8pp | 27.14%-7.2pp | 578.59%-558.6pp |
| Employer contribution / active EE | $7,439 | $3,160+135.4% | $2,603+185.7% | $4,876+52.6% |
| Participant deferral / active EE | $3,437 | $3,777-9.0% | $3,317+3.6% | $5,439-36.8% |
| Admin fee / account holder | $342 | $6,063-94.4% | $4,960-93.1% | $10,886-96.9% |