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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,735 | $61,816+4.7% | $97,260-33.4% | $80,935-20.0% |
| Participation rate | 82.8% | 63.5%+19.3pp | 72.7%+10.1pp | 67.7%+15.1pp |
| Annual return | 15.85% | -558.73%+574.6pp | 75.54%-59.7pp | 35.66%-19.8pp |
| Employer contribution / active EE | $8,043 | $1,836+338.0% | $2,721+195.6% | $2,757+191.8% |
| Participant deferral / active EE | $2,881 | $3,027-4.8% | $4,262-32.4% | $4,299-33.0% |
| Admin fee / account holder | $1,183 | $5,166-77.1% | $5,640-79.0% | $6,924-82.9% |