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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,538 | $162,136-74.4% | $152,301-72.7% | $154,746-73.2% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 20.48% | 91.02%-70.5pp | 80.50%-60.0pp | 172.34%-151.9pp |
| Employer contribution / active EE | $3,882 | $4,890-20.6% | $4,624-16.1% | $4,379-11.4% |
| Participant deferral / active EE | $3,433 | $8,341-58.8% | $8,004-57.1% | $6,730-49.0% |
| Admin fee / account holder | $3,513 | $15,759-77.7% | $14,398-75.6% | $14,365-75.5% |