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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 43-1451524 | Advisory (Plan) | $55,266 |
Service code 37 · EIN 04-2647786 | Loan Processing | $39,419 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,569 | $101,653-3.0% | $147,080-33.0% | $74,459+32.4% |
| Participation rate | 94.7% | 75.6%+19.2pp | 82.2%+12.6pp | 67.2%+27.5pp |
| Annual return | 25.15% | 8754.98%-8729.8pp | 420.17%-395.0pp | 1369.70%-1344.6pp |
| Employer contribution / active EE | $5,128 | $3,813+34.5% | $4,933+3.9% | $2,626+95.3% |
| Participant deferral / active EE | $14,535 | $7,304+99.0% | $8,066+80.2% | $4,350+234.2% |
| Admin fee / account holder | $367 | $1,752-79.0% | $12,989-97.2% | $1,945-81.1% |