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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,104 | $54,357+273.7% | $82,706+145.6% | $68,495+196.5% |
| Participation rate | 100.0% | 63.9%+36.1pp | 72.6%+27.4pp | 67.9%+32.1pp |
| Annual return | -16.92% | -13.67%-3.3pp | 701.76%-718.7pp | -7.84%-9.1pp |
| Employer contribution / active EE | $7,245 | $2,218+226.6% | $3,007+140.9% | $2,596+179.0% |
| Participant deferral / active EE | $9,167 | $3,246+182.4% | $4,394+108.6% | $4,028+127.6% |
| Admin fee / account holder | $17,418 | $4,396+296.2% | $5,329+226.9% | $5,403+222.4% |