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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,134 | $60,128+249.5% | $90,440+132.3% | $79,852+163.2% |
| Participation rate | 100.0% | 65.0%+35.0pp | 72.7%+27.3pp | 69.6%+30.4pp |
| Annual return | 16.28% | 71.95%-55.7pp | 1294.38%-1278.1pp | 31.72%-15.4pp |
| Employer contribution / active EE | $6,584 | $2,068+218.3% | $3,263+101.8% | $2,471+166.4% |
| Participant deferral / active EE | $7,630 | $2,939+159.7% | $3,964+92.5% | $3,740+104.0% |
| Admin fee / account holder | $2,506 | $3,977-37.0% | $5,615-55.4% | $5,306-52.8% |