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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,088 | $101,795-63.6% | $165,100-77.5% | $80,959-54.2% |
| Participation rate | 66.0% | 71.8%-5.8pp | 78.6%-12.6pp | 67.7%-1.6pp |
| Annual return | 16.66% | 16.73%-0.1pp | 70.21%-53.5pp | 35.67%-19.0pp |
| Employer contribution / active EE | $2,074 | $2,954-29.8% | $4,348-52.3% | $2,757-24.8% |
| Participant deferral / active EE | $4,439 | $4,476-0.8% | $6,035-26.5% | $4,300+3.2% |
| Admin fee / account holder | $4,685 | $8,221-43.0% | $12,696-63.1% | $6,925-32.3% |