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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,345 | $55,437-63.3% | $155,534-86.9% | $74,459-72.7% |
| Participation rate | 85.7% | 61.9%+23.8pp | 78.2%+7.5pp | 67.2%+18.5pp |
| Annual return | 20.52% | 269.58%-249.1pp | 64.92%-44.4pp | 1369.70%-1349.2pp |
| Employer contribution / active EE | $2,425 | $2,266+7.0% | $4,675-48.1% | $2,626-7.7% |
| Participant deferral / active EE | $4,867 | $2,837+71.5% | $5,630-13.6% | $4,350+11.9% |
| Admin fee / account holder | $4,239 | $1,742+143.3% | $15,900-73.3% | $1,945+118.0% |