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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,523 | $73,863-88.5% | $143,797-94.1% | $68,490-87.6% |
| Participation rate | 82.0% | 66.7%+15.4pp | 80.3%+1.7pp | 67.9%+14.1pp |
| Annual return | -22.06% | 0.91%-23.0pp | -0.04%-22.0pp | -7.85%-14.2pp |
| Employer contribution / active EE | $1,882 | $3,185-40.9% | $4,952-62.0% | $2,597-27.5% |
| Participant deferral / active EE | $3,658 | $3,385+8.1% | $5,638-35.1% | $4,028-9.2% |
| Admin fee / account holder | $464 | $5,756-91.9% | $14,679-96.8% | $5,403-91.4% |