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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,252 | $61,391-68.6% | $149,723-87.1% | $71,529-73.1% |
| Participation rate | 63.4% | 62.5%+0.9pp | 78.8%-15.4pp | 67.9%-4.5pp |
| Annual return | 42.83% | 35.88%+6.9pp | 134.50%-91.7pp | 28.97%+13.9pp |
| Employer contribution / active EE | $1,846 | $2,384-22.5% | $4,821-61.7% | $2,590-28.7% |
| Participant deferral / active EE | $3,801 | $2,921+30.1% | $5,682-33.1% | $4,291-11.4% |
| Admin fee / account holder | $943 | $1,264-25.4% | $13,215-92.9% | $1,588-40.7% |