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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3 years Service code 15 · EIN 20-8764829 | Recordkeeping | $31,784 |
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $25,800 |
ADP BROKER-DEALER5 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,234 | $65,125+4.8% | $143,797-52.5% | $66,949+1.9% |
| Participation rate | 93.7% | 65.2%+28.5pp | 80.3%+13.4pp | 69.8%+23.9pp |
| Annual return | -16.00% | -11.13%-4.9pp | -0.04%-16.0pp | 1.57%-17.6pp |
| Employer contribution / active EE | $4,471 | $2,362+89.2% | $4,952-9.7% | $2,545+75.6% |
| Participant deferral / active EE | $10,343 | $2,920+254.2% | $5,638+83.4% | $4,239+144.0% |
| Admin fee / account holder | $244 | $503-51.5% | $14,679-98.3% | $594-58.9% |