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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,539 | $181,062-43.4% | $158,223-35.2% | $155,188-33.9% |
| Participation rate | 61.5% | 82.7%-21.1pp | 79.2%-17.7pp | 80.8%-19.3pp |
| Annual return | 15.19% | 57.39%-42.2pp | 52.09%-36.9pp | 148.84%-133.6pp |
| Employer contribution / active EE | $4,007 | $4,565-12.2% | $4,109-2.5% | $4,248-5.7% |
| Participant deferral / active EE | $7,756 | $6,134+26.4% | $5,467+41.9% | $6,531+18.8% |
| Admin fee / account holder | $402 | $18,825-97.9% | $16,047-97.5% | $14,480-97.2% |