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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,494 | $183,516-60.0% | $155,534-52.7% | $145,884-49.6% |
| Participation rate | 69.2% | 82.7%-13.5pp | 78.2%-9.0pp | 80.3%-11.1pp |
| Annual return | 11.54% | 61.43%-49.9pp | 64.92%-53.4pp | 551.85%-540.3pp |
| Employer contribution / active EE | $4,347 | $5,315-18.2% | $4,675-7.0% | $4,662-6.8% |
| Participant deferral / active EE | $7,248 | $6,467+12.1% | $5,630+28.7% | $6,690+8.3% |
| Admin fee / account holder | $430 | $19,293-97.8% | $15,900-97.3% | $13,392-96.8% |