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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,597 | $150,447+29.3% | $136,298+42.8% | $147,586+31.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.99% | 1049.15%-1032.2pp | 5156.27%-5139.3pp | 578.59%-561.6pp |
| Employer contribution / active EE | $13,350 | $5,256+154.0% | $4,696+184.3% | $4,876+173.8% |
| Participant deferral / active EE | $15,000 | $6,631+126.2% | $6,247+140.1% | $5,439+175.8% |
| Admin fee / account holder | $552 | $10,906-94.9% | $9,244-94.0% | $10,886-94.9% |