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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,309 | $138,076+42.9% | $123,553+59.7% | $135,380+45.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -4.65% | 153.70%-158.4pp | 119.21%-123.9pp | 519.81%-524.5pp |
| Employer contribution / active EE | $14,404 | $5,152+179.6% | $4,628+211.2% | $4,779+201.4% |
| Participant deferral / active EE | $15,000 | $6,800+120.6% | $6,426+133.4% | $5,609+167.4% |
| Admin fee / account holder | $469 | $10,917-95.7% | $9,284-94.9% | $10,828-95.7% |