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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,999 | $160,040-31.3% | $147,096-25.2% | $145,877-24.6% |
| Participation rate | 55.6% | 84.0%-28.5pp | 82.2%-26.6pp | 80.3%-24.7pp |
| Annual return | 24.65% | 98.49%-73.8pp | 419.75%-395.1pp | 551.28%-526.6pp |
| Employer contribution / active EE | $1,888 | $5,289-64.3% | $4,936-61.7% | $4,663-59.5% |
| Participant deferral / active EE | $3,488 | $8,429-58.6% | $8,071-56.8% | $6,691-47.9% |
| Admin fee / account holder | $24 | $15,050-99.8% | $13,005-99.8% | $13,402-99.8% |