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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,484 | $148,623-45.8% | $135,974-40.8% | $139,466-42.3% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 29.06% | 79.30%-50.2pp | 68.30%-39.2pp | 373.66%-344.6pp |
| Employer contribution / active EE | $1,722 | $5,246-67.2% | $4,859-64.6% | $4,754-63.8% |
| Participant deferral / active EE | $2,977 | $8,103-63.3% | $7,760-61.6% | $6,712-55.6% |
| Admin fee / account holder | $24 | $12,406-99.8% | $10,767-99.8% | $11,409-99.8% |