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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,627 | $176,077-63.3% | $159,455-59.5% | $167,518-61.4% |
| Participation rate | 50.0% | 84.9%-34.9pp | 82.8%-32.8pp | 82.1%-32.1pp |
| Annual return | 12.20% | 331.83%-319.6pp | 263.63%-251.4pp | 478.71%-466.5pp |
| Employer contribution / active EE | $1,597 | $5,298-69.8% | $4,830-66.9% | $4,838-67.0% |
| Participant deferral / active EE | $2,822 | $7,751-63.6% | $7,353-61.6% | $6,342-55.5% |
| Admin fee / account holder | $24 | $12,556-99.8% | $10,800-99.8% | $12,312-99.8% |