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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,142 | $100,811+192.8% | $86,698+240.4% | $134,545+119.4% |
| Participation rate | 83.3% | 79.0%+4.4pp | 76.6%+6.7pp | 81.2%+2.1pp |
| Annual return | -15.28% | 29.11%-44.4pp | 35.96%-51.2pp | 418.37%-433.6pp |
| Employer contribution / active EE | $2,189 | $3,490-37.3% | $2,837-22.8% | $4,742-53.8% |
| Participant deferral / active EE | $11,997 | $5,339+124.7% | $4,656+157.6% | $6,401+87.4% |
| Admin fee / account holder | $3,112 | $10,926-71.5% | $7,492-58.5% | $11,431-72.8% |