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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,440 | $124,346+122.3% | $111,308+148.4% | $167,536+65.0% |
| Participation rate | 85.7% | 79.6%+6.1pp | 77.3%+8.4pp | 82.1%+3.6pp |
| Annual return | 12.35% | 37.45%-25.1pp | 54.67%-42.3pp | 478.82%-466.5pp |
| Employer contribution / active EE | $2,028 | $3,437-41.0% | $2,732-25.8% | $4,839-58.1% |
| Participant deferral / active EE | $7,756 | $5,182+49.7% | $4,487+72.8% | $6,342+22.3% |
| Admin fee / account holder | $5,226 | $10,621-50.8% | $7,965-34.4% | $12,315-57.6% |