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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,613 | $138,076+10.5% | $123,553+23.5% | $135,380+12.7% |
| Participation rate | 85.7% | 84.7%+1.0pp | 82.3%+3.4pp | 82.6%+3.1pp |
| Annual return | -6.99% | 153.70%-160.7pp | 119.21%-126.2pp | 519.81%-526.8pp |
| Employer contribution / active EE | $2,080 | $5,152-59.6% | $4,628-55.1% | $4,779-56.5% |
| Participant deferral / active EE | $5,641 | $6,800-17.0% | $6,426-12.2% | $5,609+0.6% |
| Admin fee / account holder | $1,209 | $10,917-88.9% | $9,284-87.0% | $10,828-88.8% |