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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,406 | $180,462-57.1% | $154,111-49.8% | $135,379-42.8% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | 1.22% | 888.17%-887.0pp | 735.18%-734.0pp | 519.79%-518.6pp |
| Employer contribution / active EE | $9,966 | $6,036+65.1% | $5,298+88.1% | $4,779+108.6% |
| Participant deferral / active EE | $6,270 | $5,806+8.0% | $5,081+23.4% | $5,609+11.8% |
| Admin fee / account holder | $7,405 | $16,145-54.1% | $13,411-44.8% | $10,828-31.6% |