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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,731 | $181,896-69.9% | $156,551-65.0% | $273,972-80.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 9.39% | 30.74%-21.4pp | 32.23%-22.8pp | 41.46%-32.1pp |
| Employer contribution / active EE | $10,831 | $6,248+73.3% | $5,501+96.9% | $4,869+122.5% |
| Participant deferral / active EE | $7,488 | $5,550+34.9% | $4,871+53.7% | $5,287+41.6% |
| Admin fee / account holder | $2,625 | $15,560-83.1% | $13,028-79.8% | $10,133-74.1% |