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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,785 | $81,870-63.6% | $119,634-75.1% | $68,490-56.5% |
| Participation rate | 73.1% | 71.9%+1.2pp | 79.3%-6.2pp | 67.9%+5.2pp |
| Annual return | -19.99% | -23.82%+3.8pp | -14.98%-5.0pp | -7.85%-12.1pp |
| Employer contribution / active EE | $1,930 | $2,692-28.3% | $4,232-54.4% | $2,597-25.7% |
| Participant deferral / active EE | $5,218 | $4,148+25.8% | $5,601-6.8% | $4,028+29.6% |
| Admin fee / account holder | $835 | $6,583-87.3% | $10,329-91.9% | $5,403-84.5% |