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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,005 | $91,559-74.9% | $133,978-82.8% | $79,856-71.2% |
| Participation rate | 82.4% | 73.3%+9.0pp | 79.8%+2.5pp | 69.6%+12.7pp |
| Annual return | 11.40% | 61.85%-50.4pp | 45.10%-33.7pp | 31.71%-20.3pp |
| Employer contribution / active EE | $1,497 | $2,384-37.2% | $3,919-61.8% | $2,471-39.4% |
| Participant deferral / active EE | $3,479 | $3,734-6.8% | $5,047-31.1% | $3,741-7.0% |
| Admin fee / account holder | $468 | $6,321-92.6% | $8,930-94.8% | $5,306-91.2% |