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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,399 | $99,994-72.6% | $146,647-81.3% | $85,851-68.1% |
| Participation rate | 77.8% | 73.1%+4.7pp | 80.1%-2.3pp | 69.3%+8.5pp |
| Annual return | 12.42% | 18.93%-6.5pp | 22.75%-10.3pp | 318.63%-306.2pp |
| Employer contribution / active EE | $1,380 | $2,559-46.1% | $4,137-66.6% | $2,565-46.2% |
| Participant deferral / active EE | $3,425 | $4,006-14.5% | $5,506-37.8% | $3,952-13.3% |
| Admin fee / account holder | $2,273 | $7,703-70.5% | $10,281-77.9% | $6,261-63.7% |