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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,235 | $108,695-9.6% | $74,722+31.5% | $152,897-35.8% |
| Participation rate | 50.0% | 65.4%-15.4pp | 54.5%-4.5pp | 82.5%-32.5pp |
| Annual return | 43.69% | 114.11%-70.4pp | 753.11%-709.4pp | 345.43%-301.7pp |
| Employer contribution / active EE | $767 | $1,504-49.0% | $1,084-29.3% | $4,764-83.9% |
| Participant deferral / active EE | $2,792 | $2,712+2.9% | $1,963+42.2% | $5,851-52.3% |
| Admin fee / account holder | $2,367 | $4,906-51.8% | $3,335-29.0% | $11,599-79.6% |