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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,448 | $103,949-63.0% | $69,182-44.4% | $273,972-86.0% |
| Participation rate | 57.1% | 67.4%-10.2pp | 55.1%+2.0pp | 83.0%-25.9pp |
| Annual return | 8.99% | 35.28%-26.3pp | -21.93%+30.9pp | 41.46%-32.5pp |
| Employer contribution / active EE | $398 | $1,783-77.7% | $1,206-67.0% | $4,869-91.8% |
| Participant deferral / active EE | $1,554 | $2,716-42.8% | $1,897-18.1% | $5,287-70.6% |
| Admin fee / account holder | $381 | $3,671-89.6% | $2,697-85.9% | $10,133-96.2% |