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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,972 | $107,030-54.2% | $73,550-33.4% | $147,586-66.8% |
| Participation rate | 50.0% | 66.4%-16.4pp | 54.9%-4.9pp | 82.8%-32.8pp |
| Annual return | 15.17% | 38.25%-23.1pp | -15.16%+30.3pp | 578.59%-563.4pp |
| Employer contribution / active EE | $832 | $1,760-52.8% | $1,219-31.8% | $4,876-82.9% |
| Participant deferral / active EE | $2,617 | $2,458+6.5% | $1,804+45.0% | $5,439-51.9% |
| Admin fee / account holder | $482 | $3,055-84.2% | $2,320-79.2% | $10,886-95.6% |