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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,935 | $226,090-73.0% | $182,531-66.6% | $152,885-60.1% |
| Participation rate | 95.0% | 82.5%+12.5pp | 78.0%+17.0pp | 82.5%+12.5pp |
| Annual return | 20.43% | 192.57%-172.1pp | 148.57%-128.1pp | 345.39%-325.0pp |
| Employer contribution / active EE | $2,535 | $4,978-49.1% | $4,075-37.8% | $4,763-46.8% |
| Participant deferral / active EE | $5,328 | $6,369-16.3% | $5,525-3.6% | $5,851-8.9% |
| Admin fee / account holder | $1,469 | $10,705-86.3% | $8,593-82.9% | $11,598-87.3% |