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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,268 | $228,352-68.8% | $185,835-61.6% | $158,966-55.2% |
| Participation rate | 95.2% | 82.3%+12.9pp | 78.0%+17.2pp | 82.0%+13.3pp |
| Annual return | 11.15% | 40.81%-29.7pp | 35.96%-24.8pp | 302.95%-291.8pp |
| Employer contribution / active EE | $2,709 | $4,967-45.5% | $4,087-33.7% | $4,762-43.1% |
| Participant deferral / active EE | $4,684 | $6,416-27.0% | $5,633-16.9% | $5,983-21.7% |
| Admin fee / account holder | $1,214 | $11,867-89.8% | $9,502-87.2% | $11,250-89.2% |