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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,757 | $154,159-83.3% | $130,026-80.2% | $139,456-81.5% |
| Participation rate | 53.8% | 82.0%-28.1pp | 78.5%-24.6pp | 80.3%-26.5pp |
| Annual return | 75.01% | 32.50%+42.5pp | -137.26%+212.3pp | 373.45%-298.4pp |
| Employer contribution / active EE | $1,565 | $5,292-70.4% | $4,321-63.8% | $4,753-67.1% |
| Participant deferral / active EE | $3,313 | $6,710-50.6% | $5,821-43.1% | $6,711-50.6% |
| Admin fee / account holder | $545 | $14,001-96.1% | $10,608-94.9% | $11,407-95.2% |