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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,869 | $142,392-93.1% | $119,622-91.7% | $134,532-92.7% |
| Participation rate | 70.0% | 82.8%-12.8pp | 79.3%-9.3pp | 81.2%-11.2pp |
| Annual return | -16.70% | -12.46%-4.2pp | -14.98%-1.7pp | 418.27%-435.0pp |
| Employer contribution / active EE | $2,450 | $5,224-53.1% | $4,232-42.1% | $4,741-48.3% |
| Participant deferral / active EE | $4,313 | $6,467-33.3% | $5,601-23.0% | $6,401-32.6% |
| Admin fee / account holder | $5,178 | $13,593-61.9% | $10,328-49.9% | $11,429-54.7% |