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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,896 | $138,114+128.7% | $125,391+151.9% | $134,545+134.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -5.74% | 750.88%-756.6pp | 572.41%-578.1pp | 418.37%-424.1pp |
| Employer contribution / active EE | $6,644 | $5,246+26.6% | $4,816+38.0% | $4,742+40.1% |
| Participant deferral / active EE | $7,997 | $7,801+2.5% | $7,448+7.4% | $6,401+24.9% |
| Admin fee / account holder | $1,554 | $11,570-86.6% | $10,009-84.5% | $11,431-86.4% |