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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,634 | $165,399+58.8% | $149,745+75.4% | $158,982+65.2% |
| Participation rate | 93.8% | 84.6%+9.2pp | 82.5%+11.3pp | 82.0%+11.8pp |
| Annual return | 11.81% | 348.34%-336.5pp | 276.72%-264.9pp | 302.99%-291.2pp |
| Employer contribution / active EE | $4,867 | $5,105-4.7% | $4,646+4.8% | $4,763+2.2% |
| Participant deferral / active EE | $6,399 | $7,183-10.9% | $6,843-6.5% | $5,983+6.9% |
| Admin fee / account holder | $8,615 | $10,811-20.3% | $9,312-7.5% | $11,252-23.4% |