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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,341 | $176,120+73.4% | $159,487+91.5% | $167,553+82.2% |
| Participation rate | 94.4% | 85.0%+9.5pp | 82.8%+11.6pp | 82.1%+12.3pp |
| Annual return | 12.12% | 331.95%-319.8pp | 263.71%-251.6pp | 478.89%-466.8pp |
| Employer contribution / active EE | $5,074 | $5,299-4.3% | $4,831+5.0% | $4,840+4.8% |
| Participant deferral / active EE | $6,706 | $7,752-13.5% | $7,354-8.8% | $6,343+5.7% |
| Admin fee / account holder | $701 | $12,561-94.4% | $10,804-93.5% | $12,316-94.3% |