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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $992,547 | $96,691+926.5% | $86,656+1045.4% | $139,487+611.6% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 9.81% | 106.87%-97.1pp | 593.09%-583.3pp | 373.84%-364.0pp |
| Employer contribution / active EE | $25,415 | $3,267+678.0% | $3,025+740.0% | $4,755+434.5% |
| Participant deferral / active EE | $6,825 | $4,838+41.1% | $4,439+53.7% | $6,713+1.7% |
| Admin fee / account holder | $93,688 | $6,414+1360.6% | $5,619+1567.4% | $11,407+721.3% |