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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,387 | $100,938+42.1% | $90,461+58.5% | $158,982-9.8% |
| Participation rate | 50.0% | 75.0%-25.0pp | 72.7%-22.7pp | 82.0%-32.0pp |
| Annual return | 30.60% | 1727.20%-1696.6pp | 1294.76%-1264.2pp | 302.99%-272.4pp |
| Employer contribution / active EE | $16,250 | $3,691+340.2% | $3,264+397.9% | $4,763+241.2% |
| Participant deferral / active EE | $9,750 | $4,350+124.2% | $3,964+145.9% | $5,983+62.9% |
| Admin fee / account holder | $15,003 | $6,510+130.5% | $5,617+167.1% | $11,252+33.3% |