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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,808 | $103,038-21.6% | $90,324-10.5% | $152,909-47.2% |
| Participation rate | 50.0% | 75.9%-25.9pp | 73.3%-23.3pp | 82.5%-32.5pp |
| Annual return | 23.47% | 95.25%-71.8pp | 78.15%-54.7pp | 345.46%-322.0pp |
| Employer contribution / active EE | $16,500 | $3,141+425.4% | $2,856+477.8% | $4,764+246.4% |
| Participant deferral / active EE | $9,500 | $4,282+121.9% | $3,885+144.5% | $5,851+62.4% |
| Admin fee / account holder | $14,593 | $6,177+136.2% | $5,356+172.5% | $11,601+25.8% |