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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,008 | $65,041-49.3% | $90,965-63.7% | $79,858-58.7% |
| Participation rate | 100.0% | 61.6%+38.4pp | 69.0%+31.0pp | 69.6%+30.4pp |
| Annual return | 17.66% | 30.45%-12.8pp | 134.57%-116.9pp | 31.72%-14.1pp |
| Employer contribution / active EE | $5,545 | $1,247+344.6% | $2,122+161.3% | $2,471+124.4% |
| Participant deferral / active EE | $2,559 | $2,512+1.9% | $3,373-24.1% | $3,740-31.6% |
| Admin fee / account holder | $3,604 | $4,536-20.5% | $5,960-39.5% | $5,306-32.1% |