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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,929 | $91,167+136.8% | $178,498+21.0% | $79,858+170.4% |
| Participation rate | 87.5% | 69.2%+18.3pp | 81.9%+5.6pp | 69.6%+17.9pp |
| Annual return | 17.18% | 24.19%-7.0pp | 151.09%-133.9pp | 31.72%-14.5pp |
| Employer contribution / active EE | $11,917 | $3,255+266.1% | $5,011+137.8% | $2,471+382.3% |
| Participant deferral / active EE | $6,903 | $3,236+113.3% | $5,202+32.7% | $3,740+84.6% |
| Admin fee / account holder | $1,439 | $6,747-78.7% | $13,985-89.7% | $5,306-72.9% |