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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,065 | $75,832+45.1% | $147,618-25.4% | $59,633+84.6% |
| Participation rate | 80.0% | 71.6%+8.4pp | 84.6%-4.6pp | 68.7%+11.3pp |
| Annual return | -1.49% | 0.37%-1.9pp | 61.98%-63.5pp | 2041.40%-2042.9pp |
| Employer contribution / active EE | $8,996 | $3,485+158.1% | $5,565+61.7% | $2,203+308.4% |
| Participant deferral / active EE | $4,957 | $3,131+58.3% | $4,895+1.3% | $3,192+55.3% |
| Admin fee / account holder | $1,464 | $5,986-75.5% | $11,612-87.4% | $4,297-65.9% |