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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,767 | $168,635-46.2% | $147,617-38.5% | $125,389-27.6% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -0.56% | 77.65%-78.2pp | 61.98%-62.5pp | 282.24%-282.8pp |
| Employer contribution / active EE | $8,069 | $6,252+29.1% | $5,564+45.0% | $4,866+65.8% |
| Participant deferral / active EE | $3,277 | $5,507-40.5% | $4,895-33.1% | $5,352-38.8% |
| Admin fee / account holder | $3,341 | $13,580-75.4% | $11,612-71.2% | $9,541-65.0% |