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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,447 | $198,457-53.9% | $170,435-46.3% | $147,586-38.0% |
| Participation rate | 92.9% | 88.0%+4.9pp | 83.6%+9.3pp | 82.8%+10.0pp |
| Annual return | 9.46% | 257.30%-247.8pp | 205.94%-196.5pp | 578.59%-569.1pp |
| Employer contribution / active EE | $13,439 | $6,183+117.3% | $5,432+147.4% | $4,876+175.6% |
| Participant deferral / active EE | $5,114 | $5,629-9.2% | $4,939+3.5% | $5,439-6.0% |
| Admin fee / account holder | $42,897 | $16,852+154.5% | $13,881+209.0% | $10,886+294.1% |