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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,218 | $227,291-81.4% | $214,702-80.3% | $155,188-72.8% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 51.83% | 60.08%-8.2pp | 54.55%-2.7pp | 148.84%-97.0pp |
| Employer contribution / active EE | $43,693 | $6,772+545.2% | $6,461+576.3% | $4,248+928.6% |
| Participant deferral / active EE | $35,281 | $9,582+268.2% | $9,147+285.7% | $6,531+440.2% |
| Admin fee / account holder | $143 | $20,413-99.3% | $19,830-99.3% | $14,480-99.0% |